PBS HRA Lifestyle and Wellness Spending Account
What is a Lifestyle and Wellness Spending Account (LSA)?
A lifestyle and wellness spending account (LSA) is an employer-funded, post-tax spending account, with eligible expenses and plan details customized by the employer.
An LSA helps promote healthy habits and supports employees’ overall well-being. LSAs can also be structured to support employee rewards and incentives, giving employers more flexibility in how they recognize and support their teams.
What are examples of qualified LSA expenses?
LSAs are designed to support a wide range of lifestyle, wellness, and reward-based expenses, depending on how the employer structures the plan.
- Physical
- Athletic + exercise equipment
- Gym, health club, spa, and fitness studio memberships
- Fitness classes + lessons
- Personal trainer, fitness trackers
- Entry fees (i.e., marathon) + passes (i.e., ski, golf)
- Financial
- Student loan reimbursement
- Home purchase expense reimbursement
- Financial advisor + planning services
- Financial seminars + classes
- Identity theft services
- Pet insurance premiums
- Emotional / Other
- Non-medical counseling services
- Retreats (i.e., leadership, spiritual)
- Camping supplies
- Meditation + personal development classes (i.e., art, cooking)
- Annual park passes, hunting, and fishing licenses
- Employee Rewards and Incentives
- Gift cards or employer-provided rewards (if included in the plan)
- Performance-based incentives
- Milestone or service anniversary rewards
- Team-based or company-wide recognition programs
How can employees access the funds?
HRA funds can be used during the plan year to pay for qualified expenses and services. The PBS Prepaid Benefits Card is a special-purpose MasterCard™ card that lets you swipe to access the funds set aside in your HRA. Your card balance information can be accessed 24/7 through your PBS online consumer portal or our mobile app named “PBS Benny” in the app store.
The PBS benefits card (Benny card) is valid for five years. Please check the expiration date on your card. Funds will be reloaded each plan year you participate in, and new cards will not be sent unless you lose your card or request additional cards to be sent to your home. In some cases, employers may also choose to distribute rewards or incentives through the same account structure, creating a more streamlined experience for employees.
How can PBS help assist?
Our call center is open during PBS’s business hours to help answer any questions you may have! You may also use our automated phone system to check your pre-tax account balance(s) 24/7. PBS also provides employees with an online portal to manage your account through the web and a mobile app “PBS Benny” for on-the-go convenience! PBS works with employers to help structure flexible benefit programs that can include both lifestyle spending and employee reward options, based on their goals.
Interested in Offering Lifestyle Spending Accounts and Employee Rewards? Contact PBS to learn how your organization can design a flexible program that supports both wellness and employee incentives.
Email: claims.support@pbscard.com
Phone: 1-888-333-3901